Side-by-side · Q2 2026 data
The Cape Cod Five Cents Savings Bank vs Martha's Vineyard Bank
Metric by metric
| Measure | The Cape Cod Five Cents Savings Bank | Martha's Vineyard Bank |
|---|---|---|
| TellerScore | 68 | 69 (stronger) |
| Capital cushion | 61 | 68 (stronger) |
| Loan quality | 84 | 97 (stronger) |
| Earnings | 50 (stronger) | 46 |
| Funding & liquidity | 63 (stronger) | 37 |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 49th | 53rd |
| Total assets | $5.6B | $1.3B |
| Deposits / shares | $4.6B | $1.1B |
| Capital ratio | 11.11% | 11.75% (stronger) |
| Problem loans | 0.47% | 0.09% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 0.74% (stronger) | 0.65% |
| Loans ÷ deposits | 95.3% (stronger) | 104.7% |
| Uninsured deposits | 16.4% (stronger) | 31.8% |
| Offices | 22 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.4% |
Martha's Vineyard Bank has the higher TellerScore (69 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The Cape Cod Five Cents Savings Bank leads on 3 and Martha's Vineyard Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Falmouth, MA
- Vineyard Haven, MA