The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 3 points (65 → 68), mostly because the capital cushion component improved by 8 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Massachusetts

Yes. The Cape Cod Five Cents Savings Bank is an FDIC-insured institution (FDIC certificate #23287). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 16.4% of deposits ($746.7M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.11%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 18.83% (benchmark: 10%).

Check how much of your own balance is covered

The Cape Cod Five Cents Savings Bank lists 22 offices in 19 cities. Most locations:

• Hyannis, MA (2)
• Nantucket, MA (2)
• Plymouth, MA (2)
• Brewster, MA (1)
• Centerville, MA (1)
• Chatham, MA (1)
• East Harwich, MA (1)
• Falmouth, MA (1)
• Harwich Port, MA (1)
• Mashpee, MA (1)
• North Eastham, MA (1)
• Orleans, MA (1)

All branch addresses and map

Legal name

The Cape Cod Five Cents Savings Bank

Type

State-chartered bank (Fed member)

FDIC certificate #

23287

RSSD ID

664206

Primary regulator

FED

Holding company

Mutual Bcorp

Established

March 16, 1855

Headquarters

1500 Iyannough Rd, Hyannis, MA 02601

Website

www.capecodfive.com

Employees

368