Side-by-side · Q2 2026 data
The Cape Cod Five Cents Savings Bank vs PeoplesBank
Metric by metric
| Measure | The Cape Cod Five Cents Savings Bank | PeoplesBank |
|---|---|---|
| TellerScore | 68 (stronger) | 57 |
| Capital cushion | 61 (stronger) | 43 |
| Loan quality | 84 (stronger) | 81 |
| Earnings | 50 (stronger) | 37 |
| Funding & liquidity | 63 (stronger) | 48 |
| Problem-loan coverage | 93 (stronger) | 91 |
| Peer percentile | 49th | 16th |
| Total assets | $5.6B | $4.6B |
| Deposits / shares | $4.6B | $3.5B |
| Capital ratio | 11.11% (stronger) | 9.26% |
| Problem loans | 0.47% (stronger) | 0.57% |
| Net charge-offs | 0.02% (stronger) | 0.21% |
| Return on assets | 0.74% (stronger) | 0.43% |
| Loans ÷ deposits | 95.3% (stronger) | 99.7% |
| Uninsured deposits | 16.4% (stronger) | 26.3% |
| Offices | 22 | 21 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.3% |
The Cape Cod Five Cents Savings Bank has the higher TellerScore (68 vs 57). On the 7 directional measures above (where higher or lower is clearly better), The Cape Cod Five Cents Savings Bank leads on 7 and PeoplesBank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.