Side-by-side · Q2 2026 data
The Cape Cod Five Cents Savings Bank vs Seamen's Bank
Metric by metric
| Measure | The Cape Cod Five Cents Savings Bank | Seamen's Bank |
|---|---|---|
| TellerScore | 68 | 70 (stronger) |
| Capital cushion | 61 | 76 (stronger) |
| Loan quality | 84 (stronger) | 75 |
| Earnings | 50 (stronger) | 44 |
| Funding & liquidity | 63 | 69 (stronger) |
| Problem-loan coverage | 93 (stronger) | 91 |
| Peer percentile | 49th | 43rd |
| Total assets | $5.6B | $478.5M |
| Deposits / shares | $4.6B | $405.4M |
| Capital ratio | 11.11% | 12.57% (stronger) |
| Problem loans | 0.47% (stronger) | 0.76% |
| Net charge-offs | 0.02% | -0.01% (stronger) |
| Return on assets | 0.74% (stronger) | 0.60% |
| Loans ÷ deposits | 95.3% | 89.6% (stronger) |
| Uninsured deposits | 16.4% (stronger) | 16.9% |
| Offices | 22 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Seamen's Bank has the higher TellerScore (70 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The Cape Cod Five Cents Savings Bank leads on 3 and Seamen's Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Provincetown, MA
- North Eastham, MA
- Wellfleet, MA