Side-by-side · Q2 2026 data
The Central Trust Bank vs Enterprise Bank & Trust
Metric by metric
| Measure | The Central Trust Bank | Enterprise Bank & Trust |
|---|---|---|
| TellerScore | 69 (stronger) | 61 |
| Capital cushion | 29 | 49 (stronger) |
| Loan quality | 84 (stronger) | 67 |
| Earnings | 100 (stronger) | 64 |
| Funding & liquidity | 64 (stronger) | 59 |
| Problem-loan coverage | 94 (stronger) | 82 |
| Peer percentile | 69th | 32nd |
| Total assets | $20.3B | $17.4B |
| Deposits / shares | $16.4B | $14.7B |
| Capital ratio | 7.94% | 9.92% (stronger) |
| Problem loans | 0.49% (stronger) | 0.98% |
| Net charge-offs | 0.10% (stronger) | 0.30% |
| Return on assets | 1.99% (stronger) | 1.11% |
| Loans ÷ deposits | 70.4% (stronger) | 79.8% |
| Uninsured deposits | 38.4% | 33.8% (stronger) |
| Offices | 150 | 53 |
| CFPB complaints (3 yrs) | 97 | 16 |
| Complaints per $1B deposits | 5.9 | 1.1 (stronger) |
| Mortgage denial rate (HMDA) | 10.4% | 22.4% |
The Central Trust Bank has the higher TellerScore (69 vs 61). On the 8 directional measures above (where higher or lower is clearly better), The Central Trust Bank leads on 5 and Enterprise Bank & Trust on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.