The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 3 points (64 → 61), mostly because the earnings component weakened by 10 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Missouri

Yes. Enterprise Bank & Trust is an FDIC-insured institution (FDIC certificate #27237). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 33.8% of deposits ($5.0B) are above the $250,000 FDIC insurance limit, below the peer median of 38%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.92%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.11% (benchmark: 10%).

Check how much of your own balance is covered

Enterprise Bank & Trust lists 53 offices in 43 cities across 6 states. Most locations:

• Olathe, KS (4)
• Saint Louis, MO (3)
• Santa Fe, NM (3)
• Scottsdale, AZ (3)
• Overland Park, KS (2)
• Albuquerque, NM (1)
• Alhambra, CA (1)
• Anaheim, CA (1)
• Arnold, MO (1)
• Brentwood, MO (1)
• Casa Grande, AZ (1)
• Cedar Hill, MO (1)

All branch addresses and map

Over the last three years, the CFPB forwarded 16 consumer complaints about ENTERPRISE FINANCIAL SERVICES CORP to the company (5 in the last 12 months). 100.0% received a timely response. That is 1.1 complaints per $1 billion of deposits, versus a median of 8.5 among institutions with complaint data.

Complaint counts reflect volume, not validity: the CFPB does not verify complaints, and large institutions receive more because they serve more customers. Complaints are filed under the parent company name, which may cover affiliates.

In 2025, Enterprise Bank & Trust reported 279 home-loan applications under HMDA (LEI K0ZDN2CBIQC0EHBKNK35): 186 originated ($105,960,000 total), 57 denied, and 25 withdrawn or closed by the applicant. Its denial rate on decided applications was 22.4%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Enterprise Bank & Trust

Former names

Enterprise Bank

Type

State-chartered bank (Fed member)

FDIC certificate #

27237

RSSD ID

1190476

Primary regulator

FED

Holding company

Enterprise Finl Services Corp

Established

May 9, 1988

Headquarters

150 N Meramec Ave, Clayton, MO 63105

Website

www.enterprisebank.com

Employees

1,375