Side-by-side · Q2 2026 data
The Citizens Bank vs The Citizens Bank of Clovis
Metric by metric
| Measure | The Citizens Bank | The Citizens Bank of Clovis |
|---|---|---|
| TellerScore | 80 | 80 |
| Capital cushion | 41 | 72 (stronger) |
| Loan quality | 99 | 99 |
| Earnings | 100 (stronger) | 75 |
| Funding & liquidity | 84 (stronger) | 65 |
| Problem-loan coverage | 100 (stronger) | 84 |
| Peer percentile | 77th | 77th |
| Total assets | $804.3M | $493.1M |
| Deposits / shares | $697.5M | $439.9M |
| Capital ratio | 9.11% | 12.16% (stronger) |
| Problem loans | 0.02% (stronger) | 0.04% |
| Net charge-offs | 0.06% (stronger) | 0.16% |
| Return on assets | 2.06% (stronger) | 1.38% |
| Loans ÷ deposits | 44.5% (stronger) | 68.6% |
| Uninsured deposits | 29.8% (stronger) | 39.1% |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.9% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The Citizens Bank leads on 5 and The Citizens Bank of Clovis on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.