Side-by-side · Q2 2026 data
The Citizens Bank vs Bank of New Madrid
Metric by metric
| Measure | The Citizens Bank | Bank of New Madrid |
|---|---|---|
| TellerScore | 82 | 92 (stronger) |
| Capital cushion | 77 | 91 (stronger) |
| Loan quality | 89 | 99 (stronger) |
| Earnings | 89 | 96 (stronger) |
| Funding & liquidity | 63 | 74 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 82nd | 97th |
| Total assets | $220.4M | $116.6M |
| Deposits / shares | $193.7M | $98.9M |
| Capital ratio | 12.67% | 14.11% (stronger) |
| Problem loans | 0.34% | 0.04% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.05% |
| Return on assets | 1.73% | 1.91% (stronger) |
| Loans ÷ deposits | 85.2% | 66.3% (stronger) |
| Uninsured deposits | 26.0% (stronger) | 32.6% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of New Madrid has the higher TellerScore (92 vs 82). On the 7 directional measures above (where higher or lower is clearly better), The Citizens Bank leads on 2 and Bank of New Madrid on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.