Side-by-side · Q2 2026 data
The Citizens Bank Company vs C C M H Federal Credit Union
Credit union
C C M H Federal Credit Union
Parkersburg, West Virginia · Under $100 million in assets
Metric by metric
| Measure | The Citizens Bank Company | C C M H Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 68 |
| Capital cushion | 86 (stronger) | 63 |
| Loan quality | 87 | 98 (stronger) |
| Earnings | 78 (stronger) | 12 |
| Funding & liquidity | 86 (stronger) | 81 |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 90th | 36th |
| Total assets | $334.6M | $5.5M |
| Deposits / shares | $291.0M | $4.8M |
| Capital ratio | 13.56% (stronger) | 11.34% |
| Problem loans | 0.39% | 0.07% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 1.46% (stronger) | -0.19% |
| Loans ÷ deposits | 63.8% (stronger) | 78.9% |
| Uninsured deposits | 24.5% | 0.0% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Citizens Bank Company has the higher TellerScore (86 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The Citizens Bank Company leads on 4 and C C M H Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.