Side-by-side · Q2 2026 data
The Citizens Bank Company vs Community Bank of Parkersburg
Metric by metric
| Measure | The Citizens Bank Company | Community Bank of Parkersburg |
|---|---|---|
| TellerScore | 86 (stronger) | 70 |
| Capital cushion | 86 (stronger) | 49 |
| Loan quality | 87 | 87 |
| Earnings | 78 (stronger) | 74 |
| Funding & liquidity | 86 (stronger) | 59 |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 90th | 43rd |
| Total assets | $334.6M | $340.3M |
| Deposits / shares | $291.0M | $262.6M |
| Capital ratio | 13.56% (stronger) | 9.92% |
| Problem loans | 0.39% (stronger) | 0.40% |
| Net charge-offs | 0.03% | 0.01% (stronger) |
| Return on assets | 1.46% (stronger) | 1.36% |
| Loans ÷ deposits | 63.8% (stronger) | 101.1% |
| Uninsured deposits | 24.5% | 15.2% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 28.2% |
The Citizens Bank Company has the higher TellerScore (86 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Citizens Bank Company leads on 5 and Community Bank of Parkersburg on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.