TellerScore

Community Bank of Parkersburg (FDIC certificate #19681) is based in Parkersburg, West Virginia. Its Q2 2026 call report shows $340.3M in total assets and $262.6M in deposits and 4 offices.

Community Bank of Parkersburg has a TellerScore of 70 out of 100 (strong) based on Q2 2026 data — higher than only 43% of its 2,650 banks with $100 million – $1 billion. Among 40 banks headquartered in West Virginia, it ranks 22nd. Problem-loan coverage contributes the most (94/100, 3.2%); capital cushion contributes the least (49/100, 9.92%).

TellerScore · Q2 2026

Scorecard

Capital cushion49/100
Tier 1 leverage ratio: 9.92%
Loan quality87/100
Noncurrent loans ÷ total loans: 0.40%
Earnings74/100
Return on assets (annualized): 1.36%
Funding & liquidity59/100
Loans ÷ deposits and uninsured-deposit share: 101.1% · 15.2% uninsured
Problem-loan coverage94/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 3.19%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (64 → 70), mostly because the funding & liquidity component improved by 9 points.

TellerScore
576470Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202461
Q3 202457
Q4 202458
Q1 202563
Q2 202564
Q3 202566
Q4 202567
Q1 202668
Q2 202670
Tier 1 leverage ratio
5.00%7.46%9.92%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.70%
Q3 20249.72%
Q4 20249.55%
Q1 20259.34%
Q2 20259.25%
Q3 20259.35%
Q4 20259.63%
Q1 20269.82%
Q2 20269.92%
Noncurrent loans
0.34%0.72%1.10%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.67%
Q3 20241.10%
Q4 20240.85%
Q1 20250.44%
Q2 20250.45%
Q3 20250.35%
Q4 20250.34%
Q1 20260.47%
Q2 20260.40%
Return on assets
0.78%1.10%1.41%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.78%
Q3 20240.83%
Q4 20240.81%
Q1 20251.03%
Q2 20251.16%
Q3 20251.24%
Q4 20251.28%
Q1 20261.41%
Q2 20261.36%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202670$340.3M9.92%0.40%1.36%101.1%
Q1 202668$325.7M9.82%0.47%1.41%106.9%
Q4 202567$321.6M9.63%0.34%1.28%112.8%
Q3 202566$330.8M9.35%0.35%1.24%110.8%
Q2 202564$331.4M9.25%0.45%1.16%110.8%
Q1 202563$327.6M9.34%0.44%1.03%112.4%
Q4 202458$319.3M9.55%0.85%0.81%115.9%
Q3 202457$310.6M9.72%1.10%0.83%106.4%
Q2 202461$309.9M9.70%0.67%0.78%106.1%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.92%
29th
Total risk-based capital0.00%
24th
Problem loans0.40%
50th
Net charge-offs0.01%
44th
Return on assets1.36%
57th
Net interest margin4.17%
64th
Efficiency ratio68.8%
33rd
Loans to deposits101.1%
9th
Uninsured deposits15.2%
81st
Loan-loss reserves0.94%
20th
Texas ratio3.2%
46th

Similar-size banks in West Virginia

InstitutionScoreAssetsCapitalProblem loansCompare
MCNB Bank and Trust Co.Bank Welch, WV50 out of 100, Below average$356.5M12.3%3.22%vs
Logan Bank & Trust CompanyBank Logan, WV85 out of 100, Very strong$359.2M11.7%0.45%vs
The Bank of RomneyBank Romney, WV74 out of 100, Strong$368.8M16.0%1.73%vs
The Citizens Bank of WestonBank Weston, WV71 out of 100, Strong$302.7M10.9%1.09%vs
West Union BankBank West Union, WV70 out of 100, Strong$300.3M8.7%0.13%vs
First Exchange BankBank White Hall, WV49 out of 100, Below average$391.1M9.0%2.10%vs

Deposit insurance

Is my money safe at Community Bank of Parkersburg?

Yes. Community Bank of Parkersburg is an FDIC-insured institution (FDIC certificate #19681). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 15.2% of deposits ($40.0M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.92%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

4 locations

Branches

Community Bank of Parkersburg lists 4 offices in 2 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Community Bank of Parkersburg reported 160 home-loan applications under HMDA (LEI 549300RMW817W08PUN16): 90 originated ($17,800,000 total), 37 denied, and 29 withdrawn or closed by the applicant. Its denial rate on decided applications was 28.2%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Community Bank of Parkersburg
Former names
Community Savings Bank of Parkersburg
Type
State-chartered bank
FDIC certificate #
19681
RSSD ID
901134
Primary regulator
FDIC
Holding company
Community Bankshares Inc
Established
March 1, 1967
Headquarters
631 Juliana St, Parkersburg, WV 26101
Employees
69

Quick answers

Community Bank of Parkersburg: common questions

Is Community Bank of Parkersburg FDIC insured?

Yes. Community Bank of Parkersburg is an FDIC-insured institution (FDIC certificate #19681). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Community Bank of Parkersburg's TellerScore?

70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Community Bank of Parkersburg ever failed?

There is no failure record for FDIC certificate #19681 in the FDIC failed bank list.

How many branches does Community Bank of Parkersburg have?

4 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Parkersburg

InstitutionScoreAssetsCapitalProblem loansCompare
The Settlers BankBank Marietta, OH94 out of 100, Very strong$142.4M16.2%0.18%vs
First Bank of OhioBank Tiffin, OH90 out of 100, Very strong$278.4M35.5%0.26%vs
The Citizens Bank CompanyBank Beverly, OH86 out of 100, Very strong$334.6M13.6%0.39%vs
Union Trades Federal Credit UnionCredit union Parkersburg, WV84 out of 100, Strong$34.4M18.4%0.92%vs
The Waterford Commercial and Savings BankBank Waterford, OH83 out of 100, Strong$60.0M13.6%0.09%vs
Southeastern Ohio Credit UnionCredit union Cambridge, OH78 out of 100, Strong$65.4M12.1%1.03%vs