Side-by-side · Q2 2026 data
The Citizens Bank of Clovis vs Security State Bank
Metric by metric
| Measure | The Citizens Bank of Clovis | Security State Bank |
|---|---|---|
| TellerScore | 80 | 88 (stronger) |
| Capital cushion | 72 | 96 (stronger) |
| Loan quality | 99 | 99 |
| Earnings | 75 | 100 (stronger) |
| Funding & liquidity | 65 (stronger) | 43 |
| Problem-loan coverage | 84 | 84 |
| Peer percentile | 77th | 92nd |
| Total assets | $493.1M | $338.0M |
| Deposits / shares | $439.9M | $288.3M |
| Capital ratio | 12.16% | 14.61% (stronger) |
| Problem loans | 0.04% | 0.03% (stronger) |
| Net charge-offs | 0.16% | 0.00% (stronger) |
| Return on assets | 1.38% | 2.86% (stronger) |
| Loans ÷ deposits | 68.6% (stronger) | 92.1% |
| Uninsured deposits | 39.1% | 37.7% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Security State Bank has the higher TellerScore (88 vs 80). On the 7 directional measures above (where higher or lower is clearly better), The Citizens Bank of Clovis leads on 1 and Security State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.