Side-by-side · Q2 2026 data
The Citizens Bank of Clovis vs The Bank of Clovis
Metric by metric
| Measure | The Citizens Bank of Clovis | The Bank of Clovis |
|---|---|---|
| TellerScore | 80 (stronger) | 76 |
| Capital cushion | 72 (stronger) | 58 |
| Loan quality | 99 (stronger) | 92 |
| Earnings | 75 (stronger) | 71 |
| Funding & liquidity | 65 | 74 (stronger) |
| Problem-loan coverage | 84 | 98 (stronger) |
| Peer percentile | 77th | 64th |
| Total assets | $493.1M | $438.4M |
| Deposits / shares | $439.9M | $367.3M |
| Capital ratio | 12.16% (stronger) | 10.84% |
| Problem loans | 0.04% (stronger) | 0.25% |
| Net charge-offs | 0.16% | 0.01% (stronger) |
| Return on assets | 1.38% (stronger) | 1.27% |
| Loans ÷ deposits | 68.6% | 57.1% (stronger) |
| Uninsured deposits | 39.1% | 38.6% (stronger) |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Citizens Bank of Clovis has the higher TellerScore (80 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The Citizens Bank of Clovis leads on 4 and The Bank of Clovis on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.