Side-by-side · Q2 2026 data
The Citizens Bank of Clovis vs Western Bank
Metric by metric
| Measure | The Citizens Bank of Clovis | Western Bank |
|---|---|---|
| TellerScore | 80 | 81 (stronger) |
| Capital cushion | 72 (stronger) | 61 |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 75 | 100 (stronger) |
| Funding & liquidity | 65 (stronger) | 50 |
| Problem-loan coverage | 84 | 100 (stronger) |
| Peer percentile | 77th | 80th |
| Total assets | $493.1M | $350.5M |
| Deposits / shares | $439.9M | $313.2M |
| Capital ratio | 12.16% (stronger) | 11.14% |
| Problem loans | 0.04% | 0.00% (stronger) |
| Net charge-offs | 0.16% | 0.01% (stronger) |
| Return on assets | 1.38% | 2.80% (stronger) |
| Loans ÷ deposits | 68.6% | 54.6% (stronger) |
| Uninsured deposits | 39.1% (stronger) | 62.7% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Western Bank has the higher TellerScore (81 vs 80). On the 7 directional measures above (where higher or lower is clearly better), The Citizens Bank of Clovis leads on 2 and Western Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.