Side-by-side · Q2 2026 data
The Citizens Bank of Edina vs Bank of Billings
Metric by metric
| Measure | The Citizens Bank of Edina | Bank of Billings |
|---|---|---|
| TellerScore | 81 (stronger) | 64 |
| Capital cushion | 95 (stronger) | 49 |
| Loan quality | 52 | 70 (stronger) |
| Earnings | 100 (stronger) | 61 |
| Funding & liquidity | 73 | 74 (stronger) |
| Problem-loan coverage | 86 | 89 (stronger) |
| Peer percentile | 80th | 26th |
| Total assets | $106.7M | $105.0M |
| Deposits / shares | $90.9M | $91.2M |
| Capital ratio | 14.49% (stronger) | 9.88% |
| Problem loans | 1.45% | 0.91% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.13% |
| Return on assets | 2.11% (stronger) | 1.03% |
| Loans ÷ deposits | 84.6% (stronger) | 85.9% |
| Uninsured deposits | 17.1% | 13.8% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Citizens Bank of Edina has the higher TellerScore (81 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The Citizens Bank of Edina leads on 5 and Bank of Billings on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.