Side-by-side · Q2 2026 data
The Citizens Bank of Edina vs Citizens Bank & Trust
Metric by metric
| Measure | The Citizens Bank of Edina | Citizens Bank & Trust |
|---|---|---|
| TellerScore | 81 | 85 (stronger) |
| Capital cushion | 95 (stronger) | 75 |
| Loan quality | 52 | 97 (stronger) |
| Earnings | 100 (stronger) | 74 |
| Funding & liquidity | 73 | 87 (stronger) |
| Problem-loan coverage | 86 | 99 (stronger) |
| Peer percentile | 80th | 88th |
| Total assets | $106.7M | $107.3M |
| Deposits / shares | $90.9M | $93.7M |
| Capital ratio | 14.49% (stronger) | 12.50% |
| Problem loans | 1.45% | 0.08% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.05% |
| Return on assets | 2.11% (stronger) | 1.36% |
| Loans ÷ deposits | 84.6% | 55.9% (stronger) |
| Uninsured deposits | 17.1% (stronger) | 27.3% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens Bank & Trust has the higher TellerScore (85 vs 81). On the 7 directional measures above (where higher or lower is clearly better), The Citizens Bank of Edina leads on 4 and Citizens Bank & Trust on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.