Side-by-side · Q2 2026 data
The Citizens Bank of Edina vs Community Bank of Memphis
Metric by metric
| Measure | The Citizens Bank of Edina | Community Bank of Memphis |
|---|---|---|
| TellerScore | 81 | 85 (stronger) |
| Capital cushion | 95 (stronger) | 74 |
| Loan quality | 52 | 100 (stronger) |
| Earnings | 100 (stronger) | 63 |
| Funding & liquidity | 73 | 100 (stronger) |
| Problem-loan coverage | 86 | 100 (stronger) |
| Peer percentile | 80th | 78th |
| Total assets | $106.7M | $63.7M |
| Deposits / shares | $90.9M | $55.0M |
| Capital ratio | 14.49% (stronger) | 12.39% |
| Problem loans | 1.45% | 0.00% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 2.11% (stronger) | 1.08% |
| Loans ÷ deposits | 84.6% | 43.5% (stronger) |
| Uninsured deposits | 17.1% | 10.1% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Bank of Memphis has the higher TellerScore (85 vs 81). On the 7 directional measures above (where higher or lower is clearly better), The Citizens Bank of Edina leads on 3 and Community Bank of Memphis on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.