Side-by-side · Q2 2026 data
The Citizens Bank of Edmond vs Tinker Federal Credit Union
Metric by metric
| Measure | The Citizens Bank of Edmond | Tinker Federal Credit Union |
|---|---|---|
| TellerScore | 57 | 83 (stronger) |
| Capital cushion | 35 | 97 (stronger) |
| Loan quality | 79 | 79 |
| Earnings | 42 | 53 (stronger) |
| Funding & liquidity | 64 | 91 (stronger) |
| Problem-loan coverage | 87 | 94 (stronger) |
| Peer percentile | 14th | 92nd |
| Total assets | $432.4M | $6.1B |
| Deposits / shares | $387.8M | $5.2B |
| Capital ratio | 8.50% | 14.72% (stronger) |
| Problem loans | 0.63% | 0.63% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.96% |
| Return on assets | 0.54% | 0.82% (stronger) |
| Loans ÷ deposits | 96.2% | 69.1% (stronger) |
| Uninsured deposits | 14.2% | 13.5% (stronger) |
| Offices | 2 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.7% | 33.6% |
Tinker Federal Credit Union has the higher TellerScore (83 vs 57). On the 7 directional measures above (where higher or lower is clearly better), The Citizens Bank of Edmond leads on 1 and Tinker Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.