Side-by-side · Q2 2026 data
The Citizens Bank of Philadelphia, Mississippi vs Regions Bank
Bank
The Citizens Bank of Philadelphia, Mississippi
Philadelphia, Mississippi · $1 billion – $10 billion
Metric by metric
| Measure | The Citizens Bank of Philadelphia, Mississippi | Regions Bank |
|---|---|---|
| TellerScore | 66 (stronger) | 64 |
| Capital cushion | 41 | 45 (stronger) |
| Loan quality | 84 (stronger) | 69 |
| Earnings | 52 | 78 (stronger) |
| Funding & liquidity | 92 (stronger) | 59 |
| Problem-loan coverage | 88 | 90 (stronger) |
| Peer percentile | 40th | 73rd |
| Total assets | $1.6B | $159.8B |
| Deposits / shares | $1.3B | $131.8B |
| Capital ratio | 9.11% | 9.50% (stronger) |
| Problem loans | 0.47% (stronger) | 0.93% |
| Net charge-offs | 0.29% (stronger) | 0.47% |
| Return on assets | 0.80% | 1.46% (stronger) |
| Loans ÷ deposits | 67.1% (stronger) | 74.6% |
| Uninsured deposits | 16.6% (stronger) | 39.2% |
| Offices | 26 | 1,224 |
| CFPB complaints (3 yrs) | — | 3,179 |
| Complaints per $1B deposits | — | 24.1 |
| Mortgage denial rate (HMDA) | — | 43.1% |
The Citizens Bank of Philadelphia, Mississippi has the higher TellerScore (66 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The Citizens Bank of Philadelphia, Mississippi leads on 5 and Regions Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hattiesburg, MS
- Meridian, MS
- Gulfport, MS
- Philadelphia, MS
- Ridgeland, MS
- Oxford, MS
- Louisville, MS
- Flowood, MS
- Union, MS
- Kosciusko, MS
- Ocean Springs, MS
- Pascagoula, MS
- Starkville, MS