TellerScore

Side-by-side · Q2 2026 data

The Citizens-Farmers Bank of Cole Camp vs First Bank of the Lake

Bank

The Citizens-Farmers Bank of Cole Camp

Cole Camp, Missouri · $100 million – $1 billion

85of 100
Very strong

Bank

First Bank of the Lake

Osage Beach, Missouri · $1 billion – $10 billion

26of 100
Low

Metric by metric

MeasureThe Citizens-Farmers Bank of Cole CampFirst Bank of the Lake
TellerScore85 (stronger)26
Capital cushion98 (stronger)21
Loan quality55 (stronger)0
Earnings100 (stronger)53
Funding & liquidity87 (stronger)54
Problem-loan coverage83 (stronger)13
Peer percentile88th0th
Total assets$207.0M$2.3B
Deposits / shares$175.3M$2.0B
Capital ratio14.78% (stronger)7.08%
Problem loans1.35% (stronger)3.70%
Net charge-offs-0.03% (stronger)0.62%
Return on assets2.12% (stronger)0.83%
Loans ÷ deposits73.6% (stronger)106.6%
Uninsured deposits13.4%8.4% (stronger)
Offices21
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

The Citizens-Farmers Bank of Cole Camp has the higher TellerScore (85 vs 26). On the 7 directional measures above (where higher or lower is clearly better), The Citizens-Farmers Bank of Cole Camp leads on 6 and First Bank of the Lake on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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