The Citizens-Farmers Bank of Cole Camp (FDIC certificate #11463) is based in Cole Camp, Missouri. Its Q2 2026 call report shows $207.0M in total assets and $175.3M in deposits and 2 offices.
The Citizens-Farmers Bank of Cole Camp has a TellerScore of 85 out of 100 (very strong) based on Q2 2026 data — higher than 88% of its 2,650 banks with $100 million – $1 billion. Among 194 banks headquartered in Missouri, it ranks 19th. Earnings contributes the most (100/100, 2.12%); loan quality contributes the least (55/100, 1.35%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 5 points (80 → 85), mostly because the loan quality component improved by 10 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 80 |
| Q3 2024 | 81 |
| Q4 2024 | 74 |
| Q1 2025 | 77 |
| Q2 2025 | 80 |
| Q3 2025 | 82 |
| Q4 2025 | 83 |
| Q1 2026 | 82 |
| Q2 2026 | 85 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.66% |
| Q3 2024 | 14.84% |
| Q4 2024 | 14.11% |
| Q1 2025 | 14.35% |
| Q2 2025 | 14.42% |
| Q3 2025 | 14.86% |
| Q4 2025 | 14.55% |
| Q1 2026 | 14.81% |
| Q2 2026 | 14.78% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.16% |
| Q3 2024 | 1.25% |
| Q4 2024 | 1.66% |
| Q1 2025 | 1.61% |
| Q2 2025 | 1.65% |
| Q3 2025 | 1.60% |
| Q4 2025 | 1.29% |
| Q1 2026 | 1.59% |
| Q2 2026 | 1.35% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.37% |
| Q3 2024 | 1.49% |
| Q4 2024 | 1.36% |
| Q1 2025 | 1.62% |
| Q2 2025 | 2.18% |
| Q3 2025 | 2.30% |
| Q4 2025 | 2.15% |
| Q1 2026 | 2.46% |
| Q2 2026 | 2.12% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 85 | $207.0M | 14.78% | 1.35% | 2.12% | 73.6% |
| Q1 2026 | 82 | $208.7M | 14.81% | 1.59% | 2.46% | 73.2% |
| Q4 2025 | 83 | $196.1M | 14.55% | 1.29% | 2.15% | 79.5% |
| Q3 2025 | 82 | $199.7M | 14.86% | 1.60% | 2.30% | 76.7% |
| Q2 2025 | 80 | $201.7M | 14.42% | 1.65% | 2.18% | 76.3% |
| Q1 2025 | 77 | $195.5M | 14.35% | 1.61% | 1.62% | 77.8% |
| Q4 2024 | 74 | $186.4M | 14.11% | 1.66% | 1.36% | 81.5% |
| Q3 2024 | 81 | $185.6M | 14.84% | 1.25% | 1.49% | 79.1% |
| Q2 2024 | 80 | $183.4M | 14.66% | 1.16% | 1.37% | 78.9% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Missouri
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Carroll County Trust Company of Carrollton, MissouriBank Carrollton, MO | 61 out of 100, Moderate | $207.6M | 9.0% | 0.61% | vs |
| Bank NorthwestBank Hamilton, MO | 77 out of 100, Strong | $210.3M | 9.7% | 0.16% | vs |
| The Corner Stone BankBank South West City, MO | 67 out of 100, Moderate | $211.4M | 12.2% | 1.72% | vs |
| Bank 21Bank Carrollton, MO | 79 out of 100, Strong | $202.1M | 11.5% | 0.05% | vs |
| 1st Advantage BankBank Saint Peters, MO | 68 out of 100, Moderate | $212.0M | 9.9% | 0.14% | vs |
| Adrian BankBank Adrian, MO | 85 out of 100, Very strong | $195.6M | 12.6% | 0.52% | vs |
Deposit insurance
Is my money safe at The Citizens-Farmers Bank of Cole Camp?
Yes. The Citizens-Farmers Bank of Cole Camp is an FDIC-insured institution (FDIC certificate #11463). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 13.4% of deposits ($23.5M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 14.78%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
The Citizens-Farmers Bank of Cole Camp lists 2 offices in 2 cities. Most locations:
- Cole Camp, MO (1)
- Stover, MO (1)
Identity & history
Profile
- Legal name
- The Citizens-Farmers Bank of Cole Camp
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 11463
- RSSD ID
- 385547
- Primary regulator
- FED
- Established
- March 29, 1929
- Headquarters
- 121 E Main St, Cole Camp, MO 65325
- Website
- www.citizensfarmersbank.com
- Employees
- 30
Quick answers
The Citizens-Farmers Bank of Cole Camp: common questions
Is The Citizens-Farmers Bank of Cole Camp FDIC insured?
Yes. The Citizens-Farmers Bank of Cole Camp is an FDIC-insured institution (FDIC certificate #11463). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Citizens-Farmers Bank of Cole Camp's TellerScore?
85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Citizens-Farmers Bank of Cole Camp ever failed?
There is no failure record for FDIC certificate #11463 in the FDIC failed bank list.
How many branches does The Citizens-Farmers Bank of Cole Camp have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Cole Camp
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of VersaillesBank Versailles, MO | 89 out of 100, Very strong | $359.0M | 15.0% | 0.03% | vs |
| The Missouri BankBank Warrenton, MO | 88 out of 100, Very strong | $461.5M | 12.6% | 0.13% | vs |
| Wood & Huston BankBank Marshall, MO | 82 out of 100, Strong | $1.2B | 11.6% | 0.14% | vs |
| Concordia Bank of Concordia, MissouriBank Concordia, MO | 80 out of 100, Strong | $130.0M | 11.9% | 0.32% | vs |
| Bank 21Bank Carrollton, MO | 79 out of 100, Strong | $202.1M | 11.5% | 0.05% | vs |
| Citizens Bank of EldonBank Eldon, MO | 76 out of 100, Strong | $247.3M | 11.5% | 0.90% | vs |