Side-by-side · Q2 2026 data
The Citizens National Bank vs Carson Bank
Metric by metric
| Measure | The Citizens National Bank | Carson Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 70 |
| Capital cushion | 37 (stronger) | 33 |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 57 | 73 (stronger) |
| Funding & liquidity | 94 (stronger) | 71 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 50th | 43rd |
| Total assets | $229.0M | $219.9M |
| Deposits / shares | $214.7M | $201.6M |
| Capital ratio | 8.66% (stronger) | 8.28% |
| Problem loans | 0.00% (stronger) | 0.02% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 0.91% | 1.33% (stronger) |
| Loans ÷ deposits | 50.6% (stronger) | 69.0% |
| Uninsured deposits | 20.5% (stronger) | 33.4% |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.4% | 7.5% |
The Citizens National Bank has the higher TellerScore (72 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Citizens National Bank leads on 5 and Carson Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.