Side-by-side · Q2 2026 data
The Citizens National Bank vs The Stockgrowers State Bank of Ashland, Kansas
Bank
The Stockgrowers State Bank of Ashland, Kansas
Ashland, Kansas · $100 million – $1 billion
Metric by metric
| Measure | The Citizens National Bank | The Stockgrowers State Bank of Ashland, Kansas |
|---|---|---|
| TellerScore | 72 | 89 (stronger) |
| Capital cushion | 37 | 91 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 57 | 80 (stronger) |
| Funding & liquidity | 94 (stronger) | 71 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 50th | 94th |
| Total assets | $229.0M | $227.1M |
| Deposits / shares | $214.7M | $181.3M |
| Capital ratio | 8.66% | 14.13% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.01% | -0.04% (stronger) |
| Return on assets | 0.91% | 1.50% (stronger) |
| Loans ÷ deposits | 50.6% (stronger) | 82.2% |
| Uninsured deposits | 20.5% (stronger) | 22.0% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.4% | — |
The Stockgrowers State Bank of Ashland, Kansas has the higher TellerScore (89 vs 72). On the 6 directional measures above (where higher or lower is clearly better), The Citizens National Bank leads on 2 and The Stockgrowers State Bank of Ashland, Kansas on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.