Side-by-side · Q2 2026 data
The Citizens National Bank of Hillsboro vs Community National Bank & Trust of Texas
Metric by metric
| Measure | The Citizens National Bank of Hillsboro | Community National Bank & Trust of Texas |
|---|---|---|
| TellerScore | 82 (stronger) | 76 |
| Capital cushion | 75 (stronger) | 56 |
| Loan quality | 91 | 97 (stronger) |
| Earnings | 68 | 87 (stronger) |
| Funding & liquidity | 89 (stronger) | 52 |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 82nd | 80th |
| Total assets | $224.4M | $1.7B |
| Deposits / shares | $206.9M | $1.4B |
| Capital ratio | 12.53% (stronger) | 10.62% |
| Problem loans | 0.28% | 0.09% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.08% |
| Return on assets | 1.21% | 1.66% (stronger) |
| Loans ÷ deposits | 30.2% (stronger) | 83.1% |
| Uninsured deposits | 25.3% (stronger) | 37.8% |
| Offices | 2 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.5% |
The Citizens National Bank of Hillsboro has the higher TellerScore (82 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The Citizens National Bank of Hillsboro leads on 5 and Community National Bank & Trust of Texas on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.