Side-by-side · Q2 2026 data
The Citizens National Bank of McConnelsville vs First Mutual Bank, FSB
Bank
The Citizens National Bank of McConnelsville
Mcconnelsville, Ohio · $100 million – $1 billion
Metric by metric
| Measure | The Citizens National Bank of McConnelsville | First Mutual Bank, FSB |
|---|---|---|
| TellerScore | 63 | 63 |
| Capital cushion | 72 (stronger) | 46 |
| Loan quality | 45 | 82 (stronger) |
| Earnings | 57 (stronger) | 32 |
| Funding & liquidity | 72 | 86 (stronger) |
| Problem-loan coverage | 81 | 93 (stronger) |
| Peer percentile | 24th | 24th |
| Total assets | $102.1M | $109.9M |
| Deposits / shares | $85.2M | $90.6M |
| Capital ratio | 12.24% (stronger) | 9.60% |
| Problem loans | 1.66% | 0.55% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.08% |
| Return on assets | 0.91% (stronger) | 0.29% |
| Loans ÷ deposits | 83.8% | 74.3% (stronger) |
| Uninsured deposits | 18.4% | 11.9% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The Citizens National Bank of McConnelsville leads on 3 and First Mutual Bank, FSB on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.