Side-by-side · Q2 2026 data
The Citizens National Bank of Meridian vs Meridian Postal Federal Credit Union
Credit union
Meridian Postal Federal Credit Union
Meridian, Mississippi · Under $100 million in assets
Metric by metric
| Measure | The Citizens National Bank of Meridian | Meridian Postal Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 86 (stronger) |
| Capital cushion | 63 | 100 (stronger) |
| Loan quality | 71 | 100 (stronger) |
| Earnings | 84 (stronger) | 30 |
| Funding & liquidity | 51 | 100 (stronger) |
| Problem-loan coverage | 86 | 100 (stronger) |
| Peer percentile | 58th | 80th |
| Total assets | $1.9B | $4.4M |
| Deposits / shares | $1.6B | $3.4M |
| Capital ratio | 11.28% | 23.04% (stronger) |
| Problem loans | 0.87% | 0.00% (stronger) |
| Net charge-offs | 0.02% (stronger) | 3.43% |
| Return on assets | 1.59% (stronger) | 0.25% |
| Loans ÷ deposits | 80.1% | 25.5% (stronger) |
| Uninsured deposits | 41.2% | 0.0% (stronger) |
| Offices | 25 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Meridian Postal Federal Credit Union has the higher TellerScore (86 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Citizens National Bank of Meridian leads on 2 and Meridian Postal Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.