TellerScore

Side-by-side · Q2 2026 data

The Citizens National Bank of Quitman vs Southeastern Credit Union

Bank

The Citizens National Bank of Quitman

Quitman, Georgia · $100 million – $1 billion

81of 100
Strong

Credit union

Southeastern Credit Union

Valdosta, Georgia · $100 million – $1 billion

73of 100
Strong

Metric by metric

MeasureThe Citizens National Bank of QuitmanSoutheastern Credit Union
TellerScore81 (stronger)73
Capital cushion66 (stronger)58
Loan quality93 (stronger)86
Earnings83 (stronger)66
Funding & liquidity75 (stronger)74
Problem-loan coverage98 (stronger)94
Peer percentile80th60th
Total assets$133.7M$440.7M
Deposits / shares$119.0M$388.5M
Capital ratio11.56% (stronger)10.81%
Problem loans0.21% (stronger)0.41%
Net charge-offs0.09% (stronger)0.17%
Return on assets1.58% (stronger)1.14%
Loans ÷ deposits68.5% (stronger)85.8%
Uninsured deposits30.3%5.9% (stronger)
Offices19
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)2.9%3.3%

The Citizens National Bank of Quitman has the higher TellerScore (81 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The Citizens National Bank of Quitman leads on 6 and Southeastern Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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