Side-by-side · Q2 2026 data
The Citizens National Bank of Quitman vs Southern Pine Credit Union
Metric by metric
| Measure | The Citizens National Bank of Quitman | Southern Pine Credit Union |
|---|---|---|
| TellerScore | 81 | 82 (stronger) |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 93 (stronger) | 74 |
| Earnings | 83 (stronger) | 58 |
| Funding & liquidity | 75 | 83 (stronger) |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 80th | 70th |
| Total assets | $133.7M | $27.6M |
| Deposits / shares | $119.0M | $20.9M |
| Capital ratio | 11.56% | 23.71% (stronger) |
| Problem loans | 0.21% (stronger) | 0.79% |
| Net charge-offs | 0.09% | 0.00% (stronger) |
| Return on assets | 1.58% (stronger) | 0.95% |
| Loans ÷ deposits | 68.5% (stronger) | 77.0% |
| Uninsured deposits | 30.3% | 0.1% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.9% | — |
Southern Pine Credit Union has the higher TellerScore (82 vs 81). On the 7 directional measures above (where higher or lower is clearly better), The Citizens National Bank of Quitman leads on 3 and Southern Pine Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.