Side-by-side · Q2 2026 data
The Citizens National Bank of Woodsfield vs Ohio Valley Community Federal Credit Union
Credit union
Ohio Valley Community Federal Credit Union
Clarington, Ohio · $100 million – $1 billion
Metric by metric
| Measure | The Citizens National Bank of Woodsfield | Ohio Valley Community Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 72 (stronger) |
| Capital cushion | 39 | 84 (stronger) |
| Loan quality | 74 (stronger) | 47 |
| Earnings | 62 | 74 (stronger) |
| Funding & liquidity | 88 (stronger) | 79 |
| Problem-loan coverage | 92 (stronger) | 83 |
| Peer percentile | 29th | 57th |
| Total assets | $153.9M | $243.6M |
| Deposits / shares | $141.9M | $210.3M |
| Capital ratio | 8.88% | 13.39% (stronger) |
| Problem loans | 0.79% (stronger) | 1.59% |
| Net charge-offs | 0.00% (stronger) | 0.74% |
| Return on assets | 1.04% | 1.36% (stronger) |
| Loans ÷ deposits | 44.6% (stronger) | 81.0% |
| Uninsured deposits | 26.3% | 5.8% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.8% |
Ohio Valley Community Federal Credit Union has the higher TellerScore (72 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Citizens National Bank of Woodsfield leads on 3 and Ohio Valley Community Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Woodsfield, OH