Side-by-side · Q2 2026 data
The Citizens National Bank of Woodsfield vs Peoples Savings and Loan Company
Metric by metric
| Measure | The Citizens National Bank of Woodsfield | Peoples Savings and Loan Company |
|---|---|---|
| TellerScore | 65 | 68 (stronger) |
| Capital cushion | 39 | 100 (stronger) |
| Loan quality | 74 (stronger) | 26 |
| Earnings | 62 (stronger) | 36 |
| Funding & liquidity | 88 | 100 (stronger) |
| Problem-loan coverage | 92 (stronger) | 90 |
| Peer percentile | 29th | 37th |
| Total assets | $153.9M | $157.4M |
| Deposits / shares | $141.9M | $126.2M |
| Capital ratio | 8.88% | 20.34% (stronger) |
| Problem loans | 0.79% (stronger) | 2.22% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.04% (stronger) | 0.39% |
| Loans ÷ deposits | 44.6% (stronger) | 57.4% |
| Uninsured deposits | 26.3% | 6.9% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Savings and Loan Company has the higher TellerScore (68 vs 65). On the 6 directional measures above (where higher or lower is clearly better), The Citizens National Bank of Woodsfield leads on 3 and Peoples Savings and Loan Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.