Side-by-side · Q2 2026 data
The Citizens National Bank of Woodsfield vs Southeastern Ohio Credit Union
Metric by metric
| Measure | The Citizens National Bank of Woodsfield | Southeastern Ohio Credit Union |
|---|---|---|
| TellerScore | 65 | 78 (stronger) |
| Capital cushion | 39 | 71 (stronger) |
| Loan quality | 74 (stronger) | 66 |
| Earnings | 62 | 80 (stronger) |
| Funding & liquidity | 88 | 98 (stronger) |
| Problem-loan coverage | 92 (stronger) | 91 |
| Peer percentile | 29th | 59th |
| Total assets | $153.9M | $65.4M |
| Deposits / shares | $141.9M | $56.9M |
| Capital ratio | 8.88% | 12.08% (stronger) |
| Problem loans | 0.79% (stronger) | 1.03% |
| Net charge-offs | 0.00% (stronger) | 0.68% |
| Return on assets | 1.04% | 1.49% (stronger) |
| Loans ÷ deposits | 44.6% (stronger) | 61.9% |
| Uninsured deposits | 26.3% | 0.0% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Southeastern Ohio Credit Union has the higher TellerScore (78 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Citizens National Bank of Woodsfield leads on 3 and Southeastern Ohio Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.