Side-by-side · Q2 2026 data
The Citizens State Bank at Mohall vs First Security Bank - West
Metric by metric
| Measure | The Citizens State Bank at Mohall | First Security Bank - West |
|---|---|---|
| TellerScore | 75 (stronger) | 55 |
| Capital cushion | 68 | 79 (stronger) |
| Loan quality | 86 (stronger) | 0 |
| Earnings | 67 (stronger) | 51 |
| Funding & liquidity | 71 | 88 (stronger) |
| Problem-loan coverage | 94 (stronger) | 77 |
| Peer percentile | 54th | 14th |
| Total assets | $80.2M | $75.2M |
| Deposits / shares | $69.9M | $66.5M |
| Capital ratio | 11.78% | 12.87% (stronger) |
| Problem loans | 0.43% (stronger) | 4.65% |
| Net charge-offs | 0.13% | 0.02% (stronger) |
| Return on assets | 1.17% (stronger) | 0.78% |
| Loans ÷ deposits | 84.1% | 32.0% (stronger) |
| Uninsured deposits | 19.6% (stronger) | 25.7% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Citizens State Bank at Mohall has the higher TellerScore (75 vs 55). On the 7 directional measures above (where higher or lower is clearly better), The Citizens State Bank at Mohall leads on 4 and First Security Bank - West on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.