Side-by-side · Q2 2026 data
The Citizens State Bank vs Vintage Bank Kansas
Metric by metric
| Measure | The Citizens State Bank | Vintage Bank Kansas |
|---|---|---|
| TellerScore | 95 (stronger) | 78 |
| Capital cushion | 94 (stronger) | 66 |
| Loan quality | 100 (stronger) | 82 |
| Earnings | 88 | 88 |
| Funding & liquidity | 92 (stronger) | 74 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 99th | 72nd |
| Total assets | $450.6M | $288.6M |
| Deposits / shares | $382.3M | $231.4M |
| Capital ratio | 14.45% (stronger) | 11.56% |
| Problem loans | 0.01% (stronger) | 0.53% |
| Net charge-offs | 0.00% (stronger) | 0.06% |
| Return on assets | 1.69% | 1.70% (stronger) |
| Loans ÷ deposits | 57.8% (stronger) | 77.4% |
| Uninsured deposits | 22.5% (stronger) | 22.8% |
| Offices | 8 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.3% | 10.7% |
The Citizens State Bank has the higher TellerScore (95 vs 78). On the 7 directional measures above (where higher or lower is clearly better), The Citizens State Bank leads on 6 and Vintage Bank Kansas on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.