Side-by-side · Q2 2026 data
The Citizens State Bank of Cheney, Kansas vs Integrity Bank
Metric by metric
| Measure | The Citizens State Bank of Cheney, Kansas | Integrity Bank |
|---|---|---|
| TellerScore | 74 | 80 (stronger) |
| Capital cushion | 61 (stronger) | 53 |
| Loan quality | 57 | 100 (stronger) |
| Earnings | 100 (stronger) | 74 |
| Funding & liquidity | 85 | 98 (stronger) |
| Problem-loan coverage | 82 | 100 (stronger) |
| Peer percentile | 51st | 66th |
| Total assets | $96.7M | $99.7M |
| Deposits / shares | $87.8M | $89.2M |
| Capital ratio | 11.10% (stronger) | 10.33% |
| Problem loans | 1.30% | 0.00% (stronger) |
| Net charge-offs | 0.01% | -0.08% (stronger) |
| Return on assets | 2.45% (stronger) | 1.35% |
| Loans ÷ deposits | 74.2% | 36.3% (stronger) |
| Uninsured deposits | 16.0% (stronger) | 16.6% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.9% | — |
Integrity Bank has the higher TellerScore (80 vs 74). On the 7 directional measures above (where higher or lower is clearly better), The Citizens State Bank of Cheney, Kansas leads on 3 and Integrity Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.