Side-by-side · Q2 2026 data
The Citizens State Bank of Cheney, Kansas vs The Stock Exchange Bank, Caldwell, Kansas
Bank
The Stock Exchange Bank, Caldwell, Kansas
Caldwell, Kansas · Under $100 million in assets
Metric by metric
| Measure | The Citizens State Bank of Cheney, Kansas | The Stock Exchange Bank, Caldwell, Kansas |
|---|---|---|
| TellerScore | 74 (stronger) | 60 |
| Capital cushion | 61 (stronger) | 40 |
| Loan quality | 57 | 66 (stronger) |
| Earnings | 100 (stronger) | 72 |
| Funding & liquidity | 85 (stronger) | 57 |
| Problem-loan coverage | 82 | 82 |
| Peer percentile | 51st | 18th |
| Total assets | $96.7M | $90.3M |
| Deposits / shares | $87.8M | $81.8M |
| Capital ratio | 11.10% (stronger) | 9.01% |
| Problem loans | 1.30% | 1.03% (stronger) |
| Net charge-offs | 0.01% | -0.04% (stronger) |
| Return on assets | 2.45% (stronger) | 1.31% |
| Loans ÷ deposits | 74.2% (stronger) | 92.0% |
| Uninsured deposits | 16.0% (stronger) | 25.1% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.9% | — |
The Citizens State Bank of Cheney, Kansas has the higher TellerScore (74 vs 60). On the 7 directional measures above (where higher or lower is clearly better), The Citizens State Bank of Cheney, Kansas leads on 5 and The Stock Exchange Bank, Caldwell, Kansas on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.