Side-by-side · Q2 2026 data
The City National Bank and Trust Company of Lawton, Oklahoma vs Andover State Bank
Bank
The City National Bank and Trust Company of Lawton, Oklahoma
Lawton, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | The City National Bank and Trust Company of Lawton, Oklahoma | Andover State Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 59 |
| Capital cushion | 89 (stronger) | 40 |
| Loan quality | 85 (stronger) | 78 |
| Earnings | 86 (stronger) | 63 |
| Funding & liquidity | 74 (stronger) | 60 |
| Problem-loan coverage | 64 (stronger) | 63 |
| Peer percentile | 84th | 17th |
| Total assets | $446.2M | $232.2M |
| Deposits / shares | $373.9M | $208.2M |
| Capital ratio | 13.87% (stronger) | 8.95% |
| Problem loans | 0.45% (stronger) | 0.67% |
| Net charge-offs | 0.61% | 0.00% (stronger) |
| Return on assets | 1.66% (stronger) | 1.07% |
| Loans ÷ deposits | 79.2% (stronger) | 90.0% |
| Uninsured deposits | 21.6% (stronger) | 24.4% |
| Offices | 39 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 41.3% | 6.9% |
The City National Bank and Trust Company of Lawton, Oklahoma has the higher TellerScore (83 vs 59). On the 7 directional measures above (where higher or lower is clearly better), The City National Bank and Trust Company of Lawton, Oklahoma leads on 6 and Andover State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.