The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 11 points (70 → 59), mostly because the problem-loan coverage component weakened by 37 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Kansas

Yes. Andover State Bank is an FDIC-insured institution (FDIC certificate #16410). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 24.4% of deposits ($50.7M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.95%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 11.80% (benchmark: 10%).

Check how much of your own balance is covered

Andover State Bank lists 2 offices in 2 cities. Most locations:

• Andover, KS (1)
• Wichita, KS (1)

All branch addresses and map

In 2025, Andover State Bank reported 80 home-loan applications under HMDA (LEI 2549003IXQM06TTWQV75): 64 originated ($23,660,000 total), 5 denied, and 8 withdrawn or closed by the applicant. Its denial rate on decided applications was 6.9%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Andover State Bank

Type

State-chartered bank

FDIC certificate #

16410

RSSD ID

225054

Primary regulator

FDIC

Holding company

Andover Financial Corp

Established

November 26, 1916

Headquarters

511 N Andover Rd, Andover, KS 67002

Website

www.goasb.com

Employees

30