Side-by-side · Q2 2026 data
The City National Bank and Trust Company of Lawton, Oklahoma vs Garden Plain State Bank
Bank
The City National Bank and Trust Company of Lawton, Oklahoma
Lawton, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | The City National Bank and Trust Company of Lawton, Oklahoma | Garden Plain State Bank |
|---|---|---|
| TellerScore | 83 | 88 (stronger) |
| Capital cushion | 89 | 100 (stronger) |
| Loan quality | 85 (stronger) | 69 |
| Earnings | 86 | 98 (stronger) |
| Funding & liquidity | 74 | 78 (stronger) |
| Problem-loan coverage | 64 | 96 (stronger) |
| Peer percentile | 84th | 92nd |
| Total assets | $446.2M | $191.5M |
| Deposits / shares | $373.9M | $162.0M |
| Capital ratio | 13.87% | 15.24% (stronger) |
| Problem loans | 0.45% (stronger) | 0.94% |
| Net charge-offs | 0.61% | -0.05% (stronger) |
| Return on assets | 1.66% | 1.95% (stronger) |
| Loans ÷ deposits | 79.2% | 35.0% (stronger) |
| Uninsured deposits | 21.6% (stronger) | 35.2% |
| Offices | 39 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 41.3% | 2.4% |
Garden Plain State Bank has the higher TellerScore (88 vs 83). On the 7 directional measures above (where higher or lower is clearly better), The City National Bank and Trust Company of Lawton, Oklahoma leads on 2 and Garden Plain State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.