Side-by-side · Q2 2026 data
The City National Bank of Metropolis vs Citizens State Bank
Metric by metric
| Measure | The City National Bank of Metropolis | Citizens State Bank |
|---|---|---|
| TellerScore | 67 | 67 |
| Capital cushion | 88 (stronger) | 46 |
| Loan quality | 44 | 59 (stronger) |
| Earnings | 50 | 89 (stronger) |
| Funding & liquidity | 73 | 81 (stronger) |
| Problem-loan coverage | 83 | 83 |
| Peer percentile | 34th | 34th |
| Total assets | $444.4M | $453.3M |
| Deposits / shares | $343.9M | $407.5M |
| Capital ratio | 13.78% (stronger) | 9.58% |
| Problem loans | 1.68% | 1.23% (stronger) |
| Net charge-offs | 0.19% | -0.02% (stronger) |
| Return on assets | 0.75% | 1.73% (stronger) |
| Loans ÷ deposits | 71.2% (stronger) | 73.5% |
| Uninsured deposits | 29.3% | 19.7% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The City National Bank of Metropolis leads on 2 and Citizens State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.