Side-by-side · Q2 2026 data
The City National Bank of San Saba vs MCBank
Metric by metric
| Measure | The City National Bank of San Saba | MCBank |
|---|---|---|
| TellerScore | 81 (stronger) | 55 |
| Capital cushion | 70 (stronger) | 50 |
| Loan quality | 100 (stronger) | 14 |
| Earnings | 54 | 74 (stronger) |
| Funding & liquidity | 96 | 99 (stronger) |
| Problem-loan coverage | 100 (stronger) | 73 |
| Peer percentile | 68th | 11th |
| Total assets | $80.0M | $467.2M |
| Deposits / shares | $70.5M | $429.6M |
| Capital ratio | 12.01% (stronger) | 10.01% |
| Problem loans | 0.00% (stronger) | 2.57% |
| Net charge-offs | 0.02% (stronger) | 0.09% |
| Return on assets | 0.86% | 1.35% (stronger) |
| Loans ÷ deposits | 10.6% (stronger) | 46.8% |
| Uninsured deposits | 19.0% | 16.1% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.9% | — |
The City National Bank of San Saba has the higher TellerScore (81 vs 55). On the 7 directional measures above (where higher or lower is clearly better), The City National Bank of San Saba leads on 5 and MCBank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.