The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 4 points (77 → 81), mostly because the earnings component improved by 9 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Texas

Yes. The City National Bank of San Saba is an FDIC-insured institution (FDIC certificate #5518). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 19.0% of deposits ($13.4M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 12.01%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

The City National Bank of San Saba lists 1 office in 1 city. Most locations:

• San Saba, TX (1)

All branch addresses and map

In 2025, The City National Bank of San Saba reported 5,132 home-loan applications under HMDA (LEI 593C3GZG957YOJPS2Z63): 3,375 originated ($4,275,445,000 total), 745 denied, and 976 withdrawn or closed by the applicant. Its denial rate on decided applications was 17.9%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

The City National Bank of San Saba

Type

National bank

FDIC certificate #

5518

RSSD ID

714165

Primary regulator

OCC

Holding company

Cnb National Financial Corp

Established

January 1, 1883

Headquarters

209 E Brown St, San Saba, TX 76877

Website

www.cnbss.com

Employees

10