Side-by-side · Q2 2026 data
The City National Bank of Taylor vs Pecu Credit Union
Metric by metric
| Measure | The City National Bank of Taylor | Pecu Credit Union |
|---|---|---|
| TellerScore | 82 | 86 (stronger) |
| Capital cushion | 79 | 98 (stronger) |
| Loan quality | 87 (stronger) | 84 |
| Earnings | 71 (stronger) | 57 |
| Funding & liquidity | 82 | 100 (stronger) |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 82nd | 89th |
| Total assets | $250.3M | $431.4M |
| Deposits / shares | $220.8M | $368.7M |
| Capital ratio | 12.90% | 14.78% (stronger) |
| Problem loans | 0.38% (stronger) | 0.47% |
| Net charge-offs | 0.03% (stronger) | 0.45% |
| Return on assets | 1.26% (stronger) | 0.92% |
| Loans ÷ deposits | 67.3% | 60.6% (stronger) |
| Uninsured deposits | 25.1% | 10.9% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.4% | — |
Pecu Credit Union has the higher TellerScore (86 vs 82). On the 7 directional measures above (where higher or lower is clearly better), The City National Bank of Taylor leads on 3 and Pecu Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.