Side-by-side · Q2 2026 data
The City National Bank of Taylor vs Velocity Credit Union
Metric by metric
| Measure | The City National Bank of Taylor | Velocity Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 76 |
| Capital cushion | 79 | 89 (stronger) |
| Loan quality | 87 (stronger) | 81 |
| Earnings | 71 (stronger) | 24 |
| Funding & liquidity | 82 | 97 (stronger) |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 82nd | 79th |
| Total assets | $250.3M | $1.1B |
| Deposits / shares | $220.8M | $872.4M |
| Capital ratio | 12.90% | 13.92% (stronger) |
| Problem loans | 0.38% (stronger) | 0.57% |
| Net charge-offs | 0.03% (stronger) | 1.69% |
| Return on assets | 1.26% (stronger) | 0.10% |
| Loans ÷ deposits | 67.3% | 63.3% (stronger) |
| Uninsured deposits | 25.1% | 7.1% (stronger) |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.4% | 39.7% |
The City National Bank of Taylor has the higher TellerScore (82 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The City National Bank of Taylor leads on 4 and Velocity Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.