Side-by-side · Q2 2026 data
The Clay City Banking Co. vs TrustBank
Metric by metric
| Measure | The Clay City Banking Co. | TrustBank |
|---|---|---|
| TellerScore | 68 | 68 |
| Capital cushion | 52 (stronger) | 48 |
| Loan quality | 64 | 76 (stronger) |
| Earnings | 76 | 98 (stronger) |
| Funding & liquidity | 82 (stronger) | 49 |
| Problem-loan coverage | 85 (stronger) | 74 |
| Peer percentile | 37th | 37th |
| Total assets | $253.3M | $640.2M |
| Deposits / shares | $227.8M | $557.6M |
| Capital ratio | 10.24% (stronger) | 9.81% |
| Problem loans | 1.09% | 0.73% (stronger) |
| Net charge-offs | 0.10% (stronger) | 0.27% |
| Return on assets | 1.40% | 1.94% (stronger) |
| Loans ÷ deposits | 70.5% (stronger) | 97.0% |
| Uninsured deposits | 22.0% (stronger) | 27.9% |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.1% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The Clay City Banking Co. leads on 4 and TrustBank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.