Side-by-side · Q2 2026 data
The Cleveland State Bank vs Delta Federal Credit Union
Credit union
Delta Federal Credit Union
Greenville, Mississippi · Under $100 million in assets
Metric by metric
| Measure | The Cleveland State Bank | Delta Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 98 (stronger) |
| Capital cushion | 62 | 100 (stronger) |
| Loan quality | 91 | 91 |
| Earnings | 60 | 100 (stronger) |
| Funding & liquidity | 84 | 100 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 64th | 98th |
| Total assets | $340.2M | $8.9M |
| Deposits / shares | $312.0M | $6.3M |
| Capital ratio | 11.18% | 29.19% (stronger) |
| Problem loans | 0.26% (stronger) | 0.27% |
| Net charge-offs | 0.07% (stronger) | 1.25% |
| Return on assets | 1.01% | 2.76% (stronger) |
| Loans ÷ deposits | 56.6% | 49.9% (stronger) |
| Uninsured deposits | 29.7% | 0.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Delta Federal Credit Union has the higher TellerScore (98 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The Cleveland State Bank leads on 2 and Delta Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.