Side-by-side · Q2 2026 data
The Cleveland State Bank vs Statewide Federal Credit Union
Metric by metric
| Measure | The Cleveland State Bank | Statewide Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 68 |
| Capital cushion | 62 (stronger) | 45 |
| Loan quality | 91 (stronger) | 80 |
| Earnings | 60 (stronger) | 58 |
| Funding & liquidity | 84 | 93 (stronger) |
| Problem-loan coverage | 97 (stronger) | 92 |
| Peer percentile | 64th | 45th |
| Total assets | $340.2M | $211.4M |
| Deposits / shares | $312.0M | $189.9M |
| Capital ratio | 11.18% (stronger) | 9.51% |
| Problem loans | 0.26% (stronger) | 0.59% |
| Net charge-offs | 0.07% (stronger) | 1.10% |
| Return on assets | 1.01% (stronger) | 0.96% |
| Loans ÷ deposits | 56.6% (stronger) | 67.1% |
| Uninsured deposits | 29.7% | 3.4% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Cleveland State Bank has the higher TellerScore (76 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The Cleveland State Bank leads on 6 and Statewide Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.