Side-by-side · Q2 2026 data
The Clinton National Bank vs Blackhawk Area Credit Union
Metric by metric
| Measure | The Clinton National Bank | Blackhawk Area Credit Union |
|---|---|---|
| TellerScore | 79 | 79 |
| Capital cushion | 84 | 84 |
| Loan quality | 82 | 96 (stronger) |
| Earnings | 51 (stronger) | 45 |
| Funding & liquidity | 88 (stronger) | 71 |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 75th | 62nd |
| Total assets | $396.4M | $39.1M |
| Deposits / shares | $340.7M | $34.5M |
| Capital ratio | 13.44% (stronger) | 13.41% |
| Problem loans | 0.53% | 0.13% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.09% |
| Return on assets | 0.77% (stronger) | 0.62% |
| Loans ÷ deposits | 67.5% (stronger) | 89.3% |
| Uninsured deposits | 19.5% | 0.0% (stronger) |
| Offices | 8 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The Clinton National Bank leads on 4 and Blackhawk Area Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.