Side-by-side · Q2 2026 data
The Colorado Bank and Trust Company of La Junta vs Wray State Bank
Bank
The Colorado Bank and Trust Company of La Junta
La Junta, Colorado · $100 million – $1 billion
Metric by metric
| Measure | The Colorado Bank and Trust Company of La Junta | Wray State Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 61 |
| Capital cushion | 53 (stronger) | 49 |
| Loan quality | 90 (stronger) | 50 |
| Earnings | 69 | 75 (stronger) |
| Funding & liquidity | 49 | 74 (stronger) |
| Problem-loan coverage | 96 (stronger) | 80 |
| Peer percentile | 40th | 20th |
| Total assets | $330.3M | $312.0M |
| Deposits / shares | $280.4M | $277.8M |
| Capital ratio | 10.33% (stronger) | 9.92% |
| Problem loans | 0.30% (stronger) | 1.50% |
| Net charge-offs | 0.09% | 0.04% (stronger) |
| Return on assets | 1.23% | 1.37% (stronger) |
| Loans ÷ deposits | 94.8% | 80.2% (stronger) |
| Uninsured deposits | 29.6% | 20.6% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
The Colorado Bank and Trust Company of La Junta has the higher TellerScore (69 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The Colorado Bank and Trust Company of La Junta leads on 3 and Wray State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.