Side-by-side · Q2 2026 data
The Commercial and Savings Bank of Millersburg, Ohio vs Brewster Federal Credit Union
Bank
The Commercial and Savings Bank of Millersburg, Ohio
Millersburg, Ohio · $1 billion – $10 billion
Metric by metric
| Measure | The Commercial and Savings Bank of Millersburg, Ohio | Brewster Federal Credit Union |
|---|---|---|
| TellerScore | 69 | 95 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 72 | 81 (stronger) |
| Earnings | 78 | 100 (stronger) |
| Funding & liquidity | 75 | 100 (stronger) |
| Problem-loan coverage | 90 | 97 (stronger) |
| Peer percentile | 53rd | 96th |
| Total assets | $1.3B | $32.9M |
| Deposits / shares | $1.1B | $26.7M |
| Capital ratio | 10.25% | 18.41% (stronger) |
| Problem loans | 0.84% | 0.56% (stronger) |
| Net charge-offs | 0.01% | -0.06% (stronger) |
| Return on assets | 1.46% | 2.32% (stronger) |
| Loans ÷ deposits | 75.4% | 59.1% (stronger) |
| Uninsured deposits | 24.0% | 5.0% (stronger) |
| Offices | 16 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.8% | — |
Brewster Federal Credit Union has the higher TellerScore (95 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Commercial and Savings Bank of Millersburg, Ohio leads on 0 and Brewster Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.