Side-by-side · Q2 2026 data
The Commercial Bank vs Bank of York
Metric by metric
| Measure | The Commercial Bank | Bank of York |
|---|---|---|
| TellerScore | 76 | 83 (stronger) |
| Capital cushion | 76 | 79 (stronger) |
| Loan quality | 75 (stronger) | 71 |
| Earnings | 51 | 89 (stronger) |
| Funding & liquidity | 97 (stronger) | 91 |
| Problem-loan coverage | 94 | 96 (stronger) |
| Peer percentile | 64th | 84th |
| Total assets | $284.2M | $317.7M |
| Deposits / shares | $251.4M | $274.2M |
| Capital ratio | 12.65% | 12.88% (stronger) |
| Problem loans | 0.75% (stronger) | 0.86% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 0.77% | 1.73% (stronger) |
| Loans ÷ deposits | 40.3% | 35.5% (stronger) |
| Uninsured deposits | 17.8% (stronger) | 23.7% |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.2% |
Bank of York has the higher TellerScore (83 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The Commercial Bank leads on 3 and Bank of York on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.